financial planning
A financial plan tailored to small business owners.
As a small business owner, you wear many hats every day, leaving little time to focus on your own financial future. Our Small Business Financial Planning service is designed to help entrepreneurs like you prepare for the next chapter—whether that’s selling your business, transitioning it to the next generation, or planning for retirement.
At Integritas Financial, we use our experience and a collaborative approach to act as your financial quarterback. We provide guidance and accountability to help you navigate complex financial decisions, so you can achieve your personal and business goals while securing your legacy for years to come.
Trust the process.
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Here we break the ice and clear the air. We work to identify why you want to work with a financial planner and if it is the right move for your situation. After we determine if we’re a good fit, we decide if we move to the next step.
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Data gathering begins. We collect as much of your financial information as possible and organize it so we have a clear view of your current path. Next, we talk about your relationship with money and who the plan will impact such as spouse, kids, family, pets, etc. We uncover your reasons behind your goals and what amount of risk we can take for those objectives. These are deep conversations where we expect you to open up to yourself about the meaning behind the meaning.
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This is the recommendation meeting. We review the investment policy statement and risk capacity scores we will assign to your investment goals. As a team, we review the steps needed now and where we could go in the future with the plan.
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The plans are laid and now is time for action. You will be responsible for going through the list of tasks to make the plan work. IF is available at any point during this phase to answer any questions and make the plan happen. IF will also be checking in to act as an accountability teammate. We want our plan to evolve into your new lifestyle. If we are managing your assets, you will see our work in progress and keep you in the loop for your input.
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Your life and the world is constantly presenting factors that could impact your plan. World factors like tax bracket adjustments, new laws, increased inflation, wars, supply or demand disruptions. Life factors such as having a baby, unexpected home expenses, health emergencies, losing job, larger than expected bonuses. Ongoing planning is necessary to make sure your plan is prepared for these factors. IF is constantly working to make sure we are aware of world factor and your job is to make sure we are informed about your life factors. Teamwork makes the dream work!
We are different.
Integrity.
It’s in our name. We have pride in being a true fiduciary that is trying to change the views of our industry.
Scaling Payment Options.
Fit budgets for growing families. Hourly, project based, or ongoing planning options. If using investment management services with over $1mm, all financial planning included.
One-Page Financial Plans.
Consolidates large, confusing plan books into an easy-to-digest page with key statistics and actionable steps to take now and think about later.
Communication.
Have a direct line to IF to discuss your financial planning needs. Invite your family to tag along to join the financial education journey so they are prepared as you.
Network.
IF works with attorneys, CPAs, insurance agents, and other professionals to foster knowledge and resources to create thorough financial plans.
Small and Nimble.
IF has stayed small to have greater focus on a smaller group of clients. This gives us the ability to react faster for your plans needs.